The keys to a high-quality life after age 60 are health, money, and having a meaningful life, a Canadian study shows. That doesn’t mean you have to be in stellar shape, have oodles of money in the bank, or master the meaning of life to be happy in your golden years.

But it may be food for thought in shaping your life, no matter how many candles are on your birthday cake this year. The study, published recently in Research in Nursing & Health, comes from researchers including Gail Low, PhD, of the faculty of nursing at Canada’s University of Alberta.

What Makes the Golden Years Great?